Open enrollment for medical insurance for 2018 ended on December 15, 2017. We are now in the “Special Enrollment” Period for 2018. Only applicants with “qualified events” can apply successfully during the remainder of the year. During this period, most insurers in Ohio pay NO commissions or service fees. We have instituted a reasonable fee schedule for this purpose. Our two Step Process will allow us to assist you in the choice and enrollment of a health plan and represent you in service issues with your new insurer. This includes processing healthcare.gov transactions necessary to SEP enrollees.
1) Complete and sign our HEMA Fee Agreement 3-2017 ( Fax to 614.635.2621, or email to firstname.lastname@example.org, then…..
2) Complete our on-line Intake Form by clicking the link below. (we use this form for enrollment “on or off” the federal marketplace. “off” means direct enrollment with insurer)
3) ALERT: HHS Market Stabilization requires “pre-enrollment” proof of loss of coverage as of June 1, 2017. This extends to other qualified events as of August 1, 2017. This means you need to obtain a letter fro your prior employer to document the loss of coverage date and reason, job loss. We will upload this document for you, but the coverage issue is now delayed until receipt and approval.
(You do not need to complete section on household income UNLESS you are interested in a federal premium subsidy for 2017. ( See Premium Subsidy section below)
Please note, this is not an application for insurance.